When you are looking at either borrowing money or saving money, you will often find that the interest can be fixed or variable. You may wonder what the difference is between these and which you should consider using yourself. What are fixed and variable rates? A fixed rate is when the interest rate on a […]
Spend Less
Many of us would like more money and to have more then one way could be to spend less. However, this can sound really difficult. We don’t like the idea that we might have to give up things that we like and so we may reject this idea without really thinking it through. There are […]
Holidays
We all love to go on holiday and have a relaxing time with family, friends or even on our own. However, holidays can cost a lot of money and it is therefore a luxury that many of us struggle to afford, to justify or just to finance at all. We may consider all sorts of […]
Utilities
If we are responsible for the bills in the home that we live in then we will have to pay for electricity and possibly gas as well. These bills can add up to a lot of money each month and if you add that up across a year it can be a significant amount of […]
Insurance
If you are looking insurance of any sort, you will be wise to think about what you are looking for in a good insurer. It can make a big difference to your experience of insurance if you find an insurer that works well for you. We all have different ideas though, in what we are […]